Fathom

Commercial finance brokerage

Complex deals require deeper thinking

We source and structure non-regulated commercial finance for property developers, investors and business owners. Where others stop, we find the way through.

Discuss your deal Our services

What we arrange

Structuring your commercial finance

Development Finance

Ground-up builds and conversions from £50k. We know what lenders need before they ask for it.

Bridging Loans

Short-term capital when timing is everything. First and second charge, residential and commercial security considered.

Commercial Mortgages

Investment and owner-occupied commercial property finance, structured around your exit strategy.

Mezzanine & Stretch Senior

Higher LTV achieved for larger schemes. Mezzanine layers structured alongside senior debt for complex transactions.

Land Finance

Acquisition finance for land with and without planning permission, from lenders who truly understand the risk.

Portfolio Refinancing

Refinancing of existing portfolios and expiring facilities. We plan ahead so you are never caught short.

Why Fathom

We take time to understand before we act

Most brokers fire your deal at a panel of lenders and wait. We do the opposite — we understand your deal fully before we approach a single lender. Better terms, fewer surprises, faster completions.

With over 15 years of commercial lending and real estate advisory experience, we have the market knowledge and lender relationships to get deals done that others cannot.

Our relationships are built on honesty. We will tell you what is genuinely achievable before you commit to anything.

"Fathom did what three other brokers could not. They found the structure, sourced the lender and got us to drawdown in six weeks."

— Property developer, Manchester

Why work with us

Why investors and developers choose Fathom

Extensive Lender Panel

We are not tied to any lenders.

We work for our clients, not the lenders.

Tailored Solutions

We do not take a one size fits all approach.

We find the right structure for every individual deal.

Deep Experience

Over 15 years in commercial lending and real estate finance.

We have seen every type of deal — and know how to get them done.

Transparent Fees

We do not like surprises either.

We will tell you exactly what it will cost before you commit to anything.

How it works

From enquiry to drawdown

Understand the deal

We take time to fathom the full picture before approaching any lender.

Structure the facility

Right lender, right terms, right structure for your specific requirements.

Drive to completion

Every moving part managed from credit approval through to drawdown.

Stay close

Refinancing, exits, next deals. We are here for the long term.

Speak to a broker

Tell us about your deal and we will come back to you quickly with an honest assessment of what is achievable.

Email [email protected]

Phone 07746 434 792

Web www.fathomfinance.co.uk